Sequined dress ($4,980) and cuffs ($585 each), Lanvin. 815 Madison Ave.

“I love to walk; even when the stores are closed I find inspiration,” says actress and New York social fixture Kelly Rutherford. “The designers and people are so fashionable in NYC—and they are out, not in their cars the way that they are in other cities.”

Always the epitome of elegance, the native New Yorker filters the fall collections through her discerning lens, pinpointing ways to translate the runway highlights to her life on the go. “My style is simple and classic,” says the actress, who herself is as comfortable in understated gray slacks as she is in a gilded Lanvin dress—an impeccable example of the metallic trend many designers embraced this season, represented everywhere from a gold lamé gown to a chain-link choker. “I like to mix textures with the same tonality.”

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